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USA Full Retirement Date Calculator

Based on your birthday, this online calculator calculates your full retirement date, the first month you will be eligible for full Social Security retirement benefits, and the month you can apply for them.

This online calculator finds your full (normal) retirement age, based on the year of your birth, then calculates your retirement date by adding retirement age to your birthday. Retirement age is defined (as of Feb, 2020) based on the Full Retirement Age page on Social Security Administration site.

In short, people born before 1938 have the age of 65 years, then retirement age increases by 2 months each year up to 1943. People born between 1943 and 1954 have the age of 66 years, then again it increases by 2 months per year up to 1960 to finally become 67 years.

If you were born at 1st of January, the year to determine your retirement age is the previous year.

You are eligible to receive full social security benefits on the month next after your retirement date, unless it's the first day of the month. In this case you are eligible on the same month. Since the Social Security Administration pays individuals a month behind, you will receive the first benefit payment yet another month later after your retirement date.

Finally, your application for benefits could take up to three months to be processed, so you'd better to apply 3 months beforehand.

PLANETCALC, Full Retirement Date Calculator

Full Retirement Date Calculator

Full (normal) Retirement Age
 
Retirement date
 
Years, Months, Days to Retire
 
Month to apply for benefits
 
First month eligible for benefits
 
First payment month
 

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Creative Commons Attribution/Share-Alike License 3.0 (Unported) PLANETCALC, USA Full Retirement Date Calculator

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